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What We Do?
TCCCU is a member-focused institution dedicated to promoting a culture of saving and responsible financial management. It offers tailored financial products and emphasizes on trust, service, and financial growth.
Shares
Shares represent a member’s ownership in the Credit Union. By purchasing shares, members become co-owners and have the right to participate in decision-making through voting at General Meetings. Shares also serve as a basis for determining borrowing capacity and entitle members to dividends when declared. Investing in shares strengthens the Credit Union capital base.
Savings
Savings accounts provide members with a safe and convenient way to set aside money to meet future needs. Regular savings encourage financial discipline and build a strong saving culture among members. Savings also serve as security for loans and earn interest on quarterly basis. Members may withdraw their savings from time to time to meet their financial needs while following the Credit Union’s savings policies.
Loans
The Credit Union offers affordable and flexible loan products to meet members’ personal, business, educational, and emergency needs. The Credit Union also run a microfinance loan product for women groups without required of any collateral.Loans are granted at competitive interest rates with convenient repayment terms. Access to loans is based on a member’s savings and shareholding, repayment capacity, and compliance with Credit Union lending policies. The loan facility is designed to improve members’ livelihoods and economic well-being.
Fixed Deposites
Fixed Deposit accounts allow members to invest lump sums for a fixed period at attractive interest rates. Funds are locked in for the agreed duration, enabling depositors to earn higher returns compared to regular savings.
Mobile Money Transfer
The Credit Union provides mobile money transfer services to facilitate quick, safe, and convenient financial transactions. Members can deposit, withdraw, and transfer funds using mobile money platforms without visiting the office. This service enhances accessibility, reduces transaction time, and promotes financial inclusion, especially for members in remote areas.
Experienced Team
Our operations are led by a dedicated team of professionals with strong expertise in finance, customer service, and cooperative management. Their combined knowledge ensures reliable guidance, efficient service delivery, and trustworthy support for all members.
Successful Projects
in 21 years.
Affordable Housing
The Tamale Community Co-operative Credit Union (TCCCU), in partnership with Reall, a UK-based organization, successfully implemented a social housing project at Lahagu.
Mr. David Yiridong Issaka
Board chairman
Sucessful Projects
A showcase of completed initiatives that reflect our commitment to excellence, growth, and positive community impact.
These projects demonstrate our ability to deliver reliable solutions, meet objectives, and create lasting value for our clients and partners.
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